UK Insurance Advisory: Things to Do When Involved in an Auto Accident
Auto accidents happen every day. Despite protections provided by UK insurance, vehicle accidents may turn from a vehicle incident into a fraud incident. The National Fraud Authority's Annual Fraud Indicator estimates £2.1 billion in insurance fraud. Experts estimate the annual cost of motor insurance fraud exceeds £1 billion. To stay safe in a collision and reduce the risk of becoming victimized by a fraudulent claim, review these tips.

Ensure your car has a crash kit which includes pen, paper, first aid kit, mobile, camera or mobile camera, and warning triangle. When a collision occurs, remain calm and find out of anyone has been injured. If so, call emergency services for help. If the vehicle is still moving, stop the car. If your collision involves other than a person, such as crashing into a farm animal, dog, tree or parked car, you must visit the local police and bring vehicle and insurance information.

Do not drive from the scene or discuss fault. Determine whether you are in further danger. Call the police if not on the scene should the driver attempt to flee the scene. Discreetly note details about the other driver and the wreck site. Was the driver using his mobile? Can you detect alcohol? Call 999 to have cars moved if a hazard to other drivers while waiting for police. If you have a digital camera or cell phone camera, snap brief factual pictures of the collision while collecting details related to the accident. Record the accident date, time and location. Record the police responder details including police department location, police officer's name and telephone number, the case number assigned and any tickets issued.

Need car insurance for a single day? Try

car insurance deposit   medium term car insurance  temporary car insurance uk or pay as you go insurance

Obtain and record information about the owner and the driver of the other vehicle. Vehicle owner details to obtain include the vehicle owner name, address, telephone number, insurance company name, insurance policy number, insurance agent's name, the vehicle year, the vehicle make and model, the vehicle identification number, and the vehicle license plate number.

Obtain and record the vehicle driver's name, address, telephone number, driver's license number, injuries, insurance company name, insurance policy number and the insurance agent's name. Exchange your own driver information as well. If your registration is not in the car when police arrive, it should be taken within 7 days to the local police.

Obtain information related to any passengers Record the number of passengers in the other vehicle. Record information about each passenger. Record the name, address, telephone number and any injuries for each passenger. Obtain information from any independent witnesses. Record the name, address and telephone number for each witness.

Contact your insurance company and provide all of the above information promptly after an auto accident. Provide any feedback regarding suspicious information related to accident facts.

Should a person appear at the auto accident scene and attempt to recruit anyone involved in the accident to follow them to a physician or attorney, or provide anyone involved with a physician or attorney business card, recommending that involved parties contact these professionals for treatment or legal representation, obtain information about this person. Among information, try to obtain the license number of the vehicle that person is operating. Persons who engage in such activities for payment or others who pay such persons may be committing a criminal offense.

Consumers are encouraged to report UK auto insurance fraud to the Insurance Fraud Bureau (

 De ontologie is de theorie of de studie van het zijn zoals zulke; d.w.z., van de basiskenmerken van al werkelijkheid. Hoewel de termijn eerst in de 17de eeuw werd gemunt, is de ontologie synoniem met metafysica of „eerste filosofie“ zoals die door Aristoteles in de 4de eeuw BC wordt bepaald. Omdat de metafysica kwam om andere studies te omvatten (b.v., de filosofische kosmologie en de psychologie), zijn ontologie de aangewezen termijn geworden voor de studie van het zijn. Het werd langs gebracht in bekendheid in de 18de eeuw Christian Wolff, een Duitse rationalist, voor wie het een deductieve discipline was het leiden tot noodzakelijke truths over de essentie van wezens. Zijn grote opvolger Immanuel Kant, echter, stelde invloedrijke weerleggingen van ontologie als a voor deductief systeem en van het ontological argument voor God' s noodzakelijk bestaan (zoals het opperste en perfecte zijn). Met de de 20ste eeuwvernieuwing van metafysica, de ontologie of ontological gedachte zijn opnieuw belangrijk, in het bijzonder onder geworden phenomenologists en existentialisten, onder hen Martin Heidegger.